BRRRR Guides

What Is the BRRRR Method? Buy, Rehab, Rent, Refinance, Repeat, Explained

The BRRRR method buys a distressed rental, renovates it, leases it, then refinances on the new value to pull the cash back out. How each step works, a full worked example, who it fits, and where it breaks at current rates.

The BRRRR Formula: How to Calculate a Deal From Purchase to Refinance

Every line of a BRRRR calculation: total project cost, cash invested, the refinance loan, cash out, cash left in the deal, the rental on the new loan, and how to solve for the ARV or price that returns all your cash.

The 70% Rule for BRRRR: Where It Comes From and When to Bend It

The 70% rule sets a maximum offer at 70% of ARV minus repairs. Why that number lines up with a 75% refinance, what the rule leaves out, how far off it is on a real deal, and how to replace it with the exact price that returns your cash.

The BRRRR Cash-Out Refinance: LTV, Seasoning, DSCR and What Lenders Want

The refinance is where a BRRRR succeeds or stalls. Which lenders do cash-out on renovated rentals, the LTVs they offer, seasoning rules, how the appraisal is ordered, what DSCR they need, and how to line the loan up before you buy.

BRRRR vs Buy and Hold: Same Rental, Very Different Cash In

A side-by-side of the same $500,000 rental bought turnkey with 25% down versus built through a BRRRR. Cash invested, equity, cash flow, return on cash, risk and time for each, and when each approach is the right one.

BRRRR Risks: What Goes Wrong, What Each Miss Costs, and How to Price It In

The six ways a BRRRR leaves more cash in the deal than planned: a low appraisal, a rehab overrun, a longer hold, a cut LTV, a rate rise and a rent shortfall. The dollar cost of each on a real deal, and how to underwrite so the deal survives them.

The BRRRR Infinite Return: Leaving No Cash in the Deal, and Whether It Is Realistic

An infinite return means the refinance gave back every dollar and the property still pays you. What the math requires in purchase price, ARV and refinance terms, how often it happens, why it is not free, and how to judge a deal that leaves a little in.

A BRRRR Example With Real Numbers: One Deal From Offer to Cash Out

A BRRRR method example with every number labelled: a $300,000 purchase, $60,000 rehab, $500,000 ARV, a $375,000 refinance, and the cash left in the deal.

What Hard Money Really Costs on a BRRRR: Points, Draws and Interest

What a hard money BRRRR loan really costs: points, junk fees, draw timing and six months of interest on a $300,000 purchase, and what it leaves in the deal.

DSCR Loans and the BRRRR Refinance: How Lenders Size Your New Loan

DSCR loans size your BRRRR refinance on rent, not income. How the debt service coverage ratio is calculated, what counts as good, and when it caps cash out.

BRRRR vs Flipping: Picking the Exit That Fits the House

BRRRR method vs flipping on the same $500,000 house: a $68,650 flip profit and a tax bill, or $93,750 back tax free plus the rent. Which exit fits, and why.

BRRRR Spreadsheets and Templates: What Most of Them Leave Out

Most free BRRRR spreadsheets skip points, draw interest and refinance closing costs. Here are the eight inputs a deal sheet needs and the checks to run first.

What You Actually Walk Away With at the Cash-Out Refinance

Cash to borrower is the loan amount minus the payoff, accrued interest, closing costs, escrows and prepaids. A worked example from a $375,000 loan to the wire.